Best 5 Credit Cards.
The best credit card in India can vary depending on an individual's specific needs and financial situation. Some popular credit cards in India include:
1) HDFC Bank Regalia Credit Card: This card offers a wide range of rewards, including cashback on dining, fuel, and international transactions. It also offers lounge access, complimentary golf sessions and insurance coverage.
Travel Benefits
1. Airport Lounge Access within India
8 complimentary access per calendar year within India (both domestic and international terminal) using Visa / MasterCard Regalia First Credit Card
Please swipe your Regalia First credit card to avail the complimentary lounge access.
Eligible Lounges: Click Here
Visits exceeding the complimentary quota will be allowed at the discretion of lounge and will also be chargeable by the lounge.
Visa Customers will be charged a transaction fee of Rs. 2 on their Visa Regalia First Credit card towards complimentary lounge access
For Mastercard customers, Rs 25 get debited from customers card account for authorization purpose, but it will get reversed.
2. Airport Lounge Access outside India
Customers can apply for Priority Pass for self or /and add on members post doing 4 retail transaction on their HDFC Bank Regalia First Credit. Click here to apply.
Using Priority Pass, you add on member can together avail up to 3 complimentary access per calendar year outside India.
Customers exceeding the 3 complimentary visit would be charged at US $27 + GST per visit.
Using Priority Pass in India will attract charges on your Credit Card. Click here to know more
These charges will be billed on your subsequent statement within 90 days of date of visit & this transaction will not accrue Reward Points.
The currency conversion rate would be as per the exchange rate on the day of billing.
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2) SBI Elite Credit Card: This card offers a wide range of rewards and benefits, including cashback on dining, fuel, and international transactions. It also offers lounge access and insurance coverage.
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3) ICICI Bank Ruby Credit Card: This card offers a wide range of rewards and benefits, including cashback on dining and fuel. It also offers lounge access and insurance coverage.
4) Axis Bank Privilege Credit Card: This card offers a wide range of rewards and benefits, including cashback on dining and fuel. It also offers lounge access and insurance coverage.
5) Citi Premier Miles Credit Card: This card offers miles for travel-related expenses, including airfare and hotel stays. It also offers lounge access and insurance coverage.
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